Comparison · Updated 2026-05-18
RefundFlow vs Hiatus
Hiatus is a subscription management and bill-negotiation app that links to your bank to surface recurring charges.
Bottom line
RefundFlow is the lighter, privacy-respecting alternative — no bank linking, no monthly fee, just a Chrome extension and email reminders.
Feature-by-feature comparison
Feature
Hiatus
RefundFlow
Bank linking required
Yes
No
Email reminders
Yes
Yes, 3 + 1 + 0 days before
Cost
Premium plan
Free forever
Capture before first charge
No
Yes — on the signup page
Data location
Server
Local-first
When to pick RefundFlow
- You're not comfortable handing a third party your bank login.
- You want the renewal warning before the first charge, not after.
When Hiatus wins
If you want bill-negotiation and a fully managed cancel-for-you service inside the same app.
FAQ
Does RefundFlow work without linking to my bank?
Yes — the extension never asks for bank credentials. Capture happens on the merchant signup page. Optional refund recovery on pandaentry.com uses a statement PDF you upload yourself.