Find every auto-pay.
Then stop the ones you don't want.
Drop a statement and the checker identifies every recurring transaction — subscriptions, utilities, insurance, gym, and the indie SaaS billed under processor names you'd never recognize.
What you get
Cross-statement matching
Recurring charges are detected even when the merchant descriptor changes mid-year. Frequency, amount tolerance, and parent-company aliases all factored in.
Processor-name unmasking
Charges hiding behind PADDLE.NET, STRIPE *, or PAYPAL *MERCHANT are mapped to the real underlying merchant.
Cancellation guide per merchant
Every detected merchant links to a one-page cancel + refund guide — official URL, refund window, and an email template.
How it works
- 01Upload one or more statements — PDF, image, or CSV.
- 02Review the detected recurring charges, grouped by merchant.
- 03Click any merchant to open the cancel + refund guide.
- 04Optional: import into the tracker for future renewal reminders.
Frequently asked
What kinds of recurring payments does the checker find?
Subscriptions, streaming, SaaS, utilities, insurance, gym memberships, charitable donations, and indie merchants billed via Stripe / Paddle / PayPal.
Will it find charges from years ago?
Yes, as long as they're in the statement you upload. Most banks export 12–24 months at a time.
Can I check without uploading anything?
You can add subscriptions manually, but for the auto-detection benefit you'll want to upload a statement.
Ready to check my statement — free?
Free to use, processed in-memory, never stored. 30 seconds to your first report.